The Perpetual Education Fund (PEF) was established in 2001 to help members of the Church obtain the education and training they need to be self-reliant. Members of the Church who qualify for the program receive a loan to help pay for their education. They repay the loan after gaining employment. In order to qualify for a PEF loan, an applicant must do several things, including the following:
Be a worthy, active member of The Church of Jesus Christ of Latter-day Saints. Single male applicants between 19 and 26 must be returned missionaries or have an approved exemption.
Be endorsed by priesthood leaders.
Enroll in an institute of religion, unless married or over age 30.
Live, work, and attend school in a PEF–approved country. PEF loans are available to members in over 40 countries.
Commit to pay as many school costs as possible with personal money, graduate and gain better work, and fully repay the loan.
pef.lds.org.
My mother sent me off to school with a homemade notebook and a third of a pencil.
"Sacrifice anything that is needed to be sacrificed to qualify yourselves to do the work of the world." I knew those were the words of a prophet of God, and I took them seriously.
When I was accepted into the nursing program, I knew it would be hard, but I also knew the Lord would be with me.
Illustration by Dan Burr
Gordon B. Hinckley, "A Prophet's Counsel and Prayer for Youth," Liahona, Apr. 2001, 34; New Era, Jan. 2001, 8.
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